And, so if you forget to visit Ricos water taxi, you do not get Benni's chip. What is the problem with that?
I think that the real, outstanding and terrible problem is that the only real benefit (unless you like Panther Cannons, which if you are playing Free and cannot buy pretty much all of the good rifles, could well be the case) of being a Fennian is King's chip. And the MnB graduates start off with too much Fennian rep to receive this ladder reward from Cava -- they start on a rung above this.
You can make a ton of easy money in MnB before moving to NBZ, and easy XP, but unless you abuse the system terribly and build a 'stats 6 all around' char there -- I have done so, it is boring -- the question of whether the improved stats are worth losing the guaranteed way to have a taxi driver who drives into heat, making you dependent upon drop, well that is a very debatable question.
Before the cost increases cut in, I would have said, no, better to start in Sandbox. Now, well, a way to get your Negotiating higher as well as to earn a few thousand more NuYen ... that's a more significant advantage these days.
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grävling - all the story characters will have different limitations and access to some additional advantages, and will lose access to other possible advantages. Maybe this will be better and clearer when there are two story characters! Just have to find the hours ... I know they are hiding around here somewhere